
Protecting Your Home – A Home Insurance Primer
When you purchase your home, your previous owner signs over a transfer document called a deed over to you. This provides you with title, or legal ownership of your home. Understandably, protecting this title is of fundamental importance. Many title insurance providers offer title insurance, which aims to ensure against common title issues. There are two types of title insurance policies available-owner’s policies and lenders ...
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An Introduction to the Provincial Nominee Program
The Provincial Nominee Program (PNP) is one avenue to gain permanent residency. A two-step process, it essentially allows participating provinces to identify areas of economic growth and labour shortage and bring in individuals and families that are well suited to meet these needs. In short, the PNP program may be a great avenue for permanent residency as it focuses more on an applicants in-demand skills ...
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The New Non-Resident Speculation Tax and Estate Planning and Administration: What You Need to Know
On April 20, 2017, the Government of Ontario launched the Ontario Fair Housing Plan, designed to stabilize rising housing prices and increase the supply of homes in the province by cooling off demand. As part of the plan, a new property tax called the Non-Resident Speculation Tax (NRST) came into effect April 21, 2017, hoping to address concerns about foreign buyers speculatively purchasing residential real estate ...
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Key considerations prior to buying a home
The purchase of real estate is one of the biggest financial decisions in one’s life. Therefore, it is wise to be aware of some of the procedures involved in a real estate purchase transaction. You will negotiate and sign an Agreement of Purchase and Sale The agreement of purchase and sale is an important contract signed between the buyer and seller. It is a legal ...
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Misinformation about permanent residency – How do I obtain my permanent resident status in Canada?
Millions are welcomed to Canada each year as temporary residents. Many of these individuals come through a temporary resident visa (TRV) application. Unless you are from a visa exempt country, individuals coming to Canada as foreign workers or tourists must apply for a TRV. Although, foreign workers and students are granted TRV for varying periods of time, as a general rule, tourists are granted a ...
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My visa is expiring, but I want to stay in Canada longer. What do I do?
In Canada, temporary residents usually need a visitor visa (except from visa exempt countries[1]), a study permit or a work permit to be able to enter Canada. Once they are in Canada, the time they are allowed to stay in Canada is provided in one of the following manners: stamped or marked in their passport; or subscribed in their work permit or study permit document ...
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What can I do after my spousal sponsorship is refused on grounds of sponsor ineligibility?
Spousal sponsorships often will be refused when a sponsor is found to be ineligible. The following are a few of the grounds on which a sponsor is deemed to be ineligible[1]: They have social assistance for reasons other than disability; They are a permanent resident subject to a removal order; They are convicted of a sexual offence under the criminal code; or an offence under ...
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Express Entry Draw in August 2, 2017
In August 02, 2017 an Express Entry draw took place, the last Express Entry draw was in July 12, 2017. In the August 02, 2017 draw there were 3,264 candidates in the pool receiving an Invitation to Apply (ITA) for Canadian permanent residence. The candidates who were invited had a Comprehensive Ranking System (CRS) score of 441 or more. The Express Entry system allows candidates ...
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